As we all know, recession fears are running high. I have heard the word “recession” mentioned considerably, whether from my friends,...

A tax refund (which, in most cases, is avoidable) is a state or federal reimbursement to a taxpayer who overpaid taxes. As I have stated...

I was eighteen when I received my first credit card – I will never forget it; it was a jewelry store card. I desired to get my first...

Many of us find it hard to control our expenses and have a budget each month – if this is you, it may be time to try using cash for at...

I wanted to write about something that had hit home for me a few times. I felt the need to share this because it not only helps me, but...

Many may ask, "How do I budget when there is insufficient money?" It's a difficult place to be in for sure; however, just because you...

Most of us do not budget our money because we need more in 1 or more of these three words. Why is this? We avoid a budget because of...